Recognizing Privilege-Dr. Obear! Good News-Dr. Pat!

10:00 am Pacific-Transformation and Change Radio with Dr. Kathy Obear: Choose Courage ~ Speak Your Truth ~ Live On Purpose: Recognizing and Owning Our Privilege: Why is it so hard for so many? A Conversation with Dr. Alejandro Covarrubias! Join me and Dr. Alejandro Covarrubias to engage others to explore and own their privileged identities. We will discuss a wide range of issues, including: Why is it so hard for so many to acknowledge their privileged identities?  Why is it critical that people “own” their privilege? What are some approaches that help others more effectively identify and explore their privilege? What could be different if most everyone in organizations acknowledged their membership in both their marginalized and privileged identities?

11:00 am Pacific-he Dr. Pat Show: Talk Radio to Thrive By!: Retirement Savings-Horgan! Insurance Fraud-Scafidi! Halloween Activities-Amado! Homeownership Grants-Barkley! Rhian Horgan will talk about the best strategies to put you on track in retirement and help make your money last longer. She will also share tips on how to properly manage the assets retirees already have. Frank Scafidi talk about the top 5 insurance fraud scams and how the NICB is fighting the criminals who commit them. He will also share tips on how to be on the lookout for scams and how you can protect yourself. National Insurane Crime Bureau has created special investigative units! Martin Amado shares ways to enjoy your Halloween without a scare, while carving out some quality time with family. Martin's tips will include: sweet treats, daytime travels like hayrides and pumpkin carving tips safe for all ages!