Close Up Radio Spotlights Insurance Expert Witness Dorothy Muir

West Palm Beach, FL – Reinsurance allows multiple insurance companies to share risk by purchasing insurance policies from other insurers to limit their own total loss and protect their surplus.

Dorothy Muir is an accomplished insurance and reinsurance executive with over 30 years of experience handling claims.

“Some of our clients pay us a hundred million for coverage, hoping if they need it, that we are there to assist them in good faith,” says Dorothy. “The biggest part of my job was to make sure that when we dealt with our clients, we dealt with them fairly. If you’re not handling claims properly, that's when you get suits, and it affects everyone's bottom line.”

When insurers do not want to cover claims, even though they should, policyholders will litigate. When they litigate, they need experts to testify as to why a claim should be covered or why not.

Today, Dorothy provides expert witness opinions on insurance, reinsurance and insurance claims handling matters.

“If the claims handlers are not working in good faith and they deny claims that shouldn't be denied, this is where bad faith claims handling comes in and where expert witnesses are needed,” says Dorothy. “As an expert witness, I have to read everything. I have to go back to the insurance contract and the claim file to decide if it should have been covered or not. I submit my opinion to the attorneys who hired me. They may settle. They might decide to go to court. In which case I have to be deposed and testify at trial. So it's an interesting field.”

“You have to be fair in your assessment,” says Dorothy.

For more information, visit Dorothy’s profile on SEAK Experts